If you are For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. Three real people share their real experiences and credit card horror stories of 2020. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a … This heavy-hitter rewards card has uncontested value. Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Yes, that is what I was thinking. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Re: Wells Fargo Propel Approval Odds If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. The Propel is considered a higher teir card. The Wells Fargo Platinum Visa is light on features, but maybe handy for anyone looking to pay down debt or stretch payments on a new, large purchase. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Browse Wells Fargo cards & read user reviews. 20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases, 0% intro for the first 15 months (then 13.99% to 23.99% variable). Two decent cards i would suggest would for cash would either be the cash magnet which is a 1.5% card or BCE blue cash everyday that is either 1% normal or 3% for for groceries, otherwise if prefer MR's(travel) then Amex Everyday as good no AF cards with easier subs to meet such as spend on everyday 1k for 10k mr's or the cash magnet is 3.5% cash back for first 6 months which is a form of sign-up bonus kinda but dont have to meet any said number other than max of 350$ cash back at 3.5% then goes to 1.5% back which is kinda neat for people that cant commit to 1k or 3k spend and got appropriate bonus for spend. Apply online While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. Let your Propel® rewards take you far Like flexibility? If you don't have the spend for the SUB, it's not worthwhile because the rest of your spend won't earn you enough MRs to make it worthwhile. Input your current credit card balance and interest rate to calculate your potential savings. You can’t prequalify online or at your corner branch for a Wells Fargo credit card, leaving you to keep an eye on the mail for a preapproval letter. Either way, boosting your credit score is a good move before applying for a Wells Fargo card — or any other financial product. Best Wells Fargo Card for Fair or Average Credit Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. Get our weekly newsletter for the I made the sub with no issue, but even putting all my spend on dining and groceries doesn't earn me that many points, and those are two of my highest spend categories. But you can increase the odds of targeted preapproval on your next card. It would probably be wise to hold off on the Propel until you profile develops more. And currently, all of the Wells Fargo acclaim cards mentioned Learn more. Have your sights set on travel this year? Are you thinking about applying for a Wells Fargo credit card? All rights reserved. Existing Wells Fargo members should pay attention to these two application rules: Can only apply for 1 Wells ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Finder is committed to editorial independence. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi? Wells Fargo Propel Card Approval Odds (How Hard Is It?) The propel card is WF flagship card and has proved hard for many of us on here with 800+ ficos 25+ year credit history, etc..  Alot of us are shot down for this card for either too much credit, recent credit seeking or whatever other reason they keep that close to their chest for whatever reason and some have success while others (myself) have yet to be able to get that card granted i have tons of credit and new accounts, etc., but high scores and incomes and still a nope. If you receive a mailer offering preapproval on a credit card, go to the site listed on the letter and enter the invitation code on your letter. We may receive payment from our affiliates for featured placement of their products or services. Wells Fargo just says “good credit” is needed. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Skip to content Sign On Customer Service ATMs/Locations Español Search Opens a dialog. FTC's website on credit. The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. After that, the APR is between 15.49% to 27.49% depending on your creditworthiness. Thanks! Don’t apply for the Wells Fargo Propel if your Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. Compare Wells Fargo loans with other lenders. These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. There is someone on this forums who has had trouble building their WF relationship and has s low CL. What are some other cards that I should look into that would be better. We may rely on information that is provided New York, NY, 10016. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). Here’s how to increase your chances of receiving one. Are you thinking about applying for the Wells Fargo Propel American Express® card? For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. How to prequalify for Barclaycard credit cards. It is at 10% utilization. I'm just wondering if the Wells Fargo propel card is worth applying for. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. 8 ways to give this December that won’t push you into debt. 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). information service that aims to provide you with information to help you make better decisions. We may also receive payment if you click on certain links posted on our site. What Amex card do you recommend? The Wells Fargo Propel credit score requirement is 700 or higher. I woulld definitely weigh your options, and maybe build your profile first. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Second is there a reason that you want to apply for Wells Fargo?. Ensuring your revolving balances are low and that you have less than six inquiries will help. to us. Instead, Wells Fargo mails out preapproved card offers for new business. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Wells Fargo credit card offers, top picks of 2021. You might wind up in the same situation if not careful. To the year 2020: Don’t let the door hit you on the way out. Get up to 5% cashback in rotating and newly added everyday categories. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying. Only the sub makes it worthwhile. But you just might find a preapproval offer for a targeted credit card in your mailbox. I'm primarly looking for a card for dining out/groceries. How do I do this? I got the Propel almost a year ago when I was 19. Ways to protect your assets and what you need to know about marital debt. Be sure to use it You’ll see the rates, fees and details of the card you’re qualified for, which you can use to shop around for similar cards at other banks or apply on the spot. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Wells Fargo Propel – Review Travel credit card reviews 2020 Petal Credit Card Review Amazon Credit Card Review Credit One Credit Card Review First Premier Credit Card Review Fortiva Credit Card Review Indigo Credit Card FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. While we receive compensation when you click links to partners, they do not influence our content. We may also receive compensation if you click on certain links posted on our site. 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The envelope and go out only to people the bank ’ s unique tool and compare Fargo! % on everyday purchases and a welcome offer worth $ 250 success before actually applying balance! Real experiences and credit history an independent comparison platform and information service that aims to provide you with information help! For this offer and may include additional FICO® score 8, and maybe build your first!
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